The main reason for any investment is capital appreciation and capital increase. These are the four basic methods of raising capital through investment:

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There are several ways investors can earn dividends. These include:

1.    Buying and holding shares: investors can buy shares in companies that pay stable and high dividends and hold them for a long time.

2.    Dividend Reinvestment Plan (DRIP): This plan allows investors to automatically reinvest dividend payments in other stocks.

3. High-Dividend Stock Stacking: Investors can purchase high-dividend stocks and stack them over time to achieve higher total dividend income.

It is important to note that the amount and regularity of dividend payments depend on the performance of the company and may be changed in the future. Therefore, it is important to select stocks carefully and monitor the financial health of the company.


Interest is the return on money products such as savings accounts, certificates of deposit, bonds, etc. These products earn you a regular interest which is calculated on the total amount you have invested. In practice, you can earn interest as follows:

1.    Choosing the right money product: it is important to choose a product that offers you a high enough interest rate while guaranteeing the safety of your investment.

2.    Choosing the right time horizon: Investing in higher-interest products usually requires a longer time horizon. It is important to choose a product that fits your financial plans.

3.    Regularity: It is important to invest regularly to take advantage of the cumulative effect of interest.

4.    Diversification: It is important to diversify your investments to minimize the risk of loss and maximize the potential for return.

In practice, interest is earned by investing in high-interest products that pay off after a period of time with a return. These products may be suitable for those looking for safe and simple ways to invest and earn a regular return.

Capital gains

Capital gains arise from the sale of assets at a higher price than was paid for them when purchased. These assets may be, for example, shares, real estate, or commodities. It is important to carefully select assets that have growth potential and monitor their development. Short-term investments in capital gains can be risky, while long-term investments can provide a steady profit. Taxes and fees associated with the sale of assets should also be considered.


In practice, rental income works by buying, for example, a property and then renting it out for rent. The tenant pays a regularly set rent, which is a source of income for the property owner. In order for rental income to be earned, a suitable property must be selected in an attractive location that has the potential to be consistently sought after for rentals. It is important to consider the costs associated with purchasing a property such as loans, taxes, and property management fees. If everything is set up correctly, renting can be a source of steady, long-term income.